National Flood Insurance Reauthorized

On April 15, 2010, Congress approved legislation - and President Obama signed into law, reauthorization and extension of the National Flood Insurance Program (NFIP). H.R. 4851. "The Continuing Extension Act of 2010" will carry the NFIP through May 31, 2010 and be retroactive from February 28, 2010.

The NFIP should now return to normal operations and, since the extension is also retroactive, any new policy applications or renewals signed and submitted during the hiatus will be effective from the date of application (or in the case of waiting periods, follow the NFIP waiting period rules).