Personal Umbrella Liability Insurance

Did you know that dollar for dollar, personal liability insurance is the most economical insurance available in todays market place?

Personal liability provides for damages that you are legally liable for. This includes incidents occurring at your home and/or caused by you, residents of your household or your pets. Here are some common examples: your dog bites someone, a guest falls down your front steps, someone gets hurt in your swimming pool, your child accidentally injures another child.

Whether at home, vacationing in another state or in another country, it provides coverage for personal liability losses, defense cost and even loss of income.

A lawsuit can be devastating emotionally and financially. If a judgment against you exceeds the liability coverage of your auto or homeowners insurance your personal assets can be seized. Umbrella insurance can help protect what you've worked a lifetime to build.

Consider the following factors of an umbrella policy: The value of the current assets you need to protect. Do you have a swimming pool? Are you involved in activities that put you at a greater risk? Do you have teenagers?

If you are interested in an Umbrella quote, come see us in the Personal Insurance Dept!

Courtesy of Barbara Ordille - Personal Insurance Department